Car Subscription
A short minimum term, one bundled monthly payment, then it just keeps rolling until you give notice. If your plans are genuinely fluid, this carries the least risk.
Explore subscriptions
Car SubscriptionServing every London borough since 2007
Get a car or van for precisely as long as the job needs it
No three-year commitment, no ownership headache. Pick a rolling subscription, a flexible lease or a fixed term anywhere from 1 to 24 months, on cars and vans dispatched straight to your London address. Road tax, warranty, breakdown cover and servicing sit inside the monthly figure — fuel and insurance are the only things you add yourself.
- FCA-regulated, UK GDPR compliant
- Trading as a short-term specialist since 2007
- Every London borough covered
- Hand it back on 5 working days’ notice
Which one's yours?
Pick a route below, or answer a few quick questions and let the finder work it out.
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Pick your shape
Every short-term route, in one place
If you already know you don't want a three-year commitment, the next question is which short-term route actually fits. Here's the difference, without the sales pitch.
Short-Term Lease
Pick your end date up front — anywhere from 3 to 24 months — and the monthly rate drops below a subscription's in exchange for that certainty.
Explore short-term leases
Short-Term LeaseFlexible Lease
Splits the difference: a short tie-in, usually three months, then notice-based like a subscription but priced closer to a fixed lease.
Explore flexible leasing
Flexible LeaseVans & Commercial
Panel vans, crew vans, tippers and pickups, structured the same three ways. Six and twelve month terms cover most contract and seasonal work.
Explore van options
Vans & CommercialLive fleet
What's actually available today
Filtered to in-stock vehicles only, tagged GL or GPC in our system, which is why they can reach you in 3 to 5 working days. This pulls straight from our live feed, not a hand-picked list.
Vehicles available right now
Process
From enquiry to your door in five steps
Tell us the brief
What kind of vehicle, roughly how long, your monthly mileage, and where in London it needs to land. That's enough to get moving.
We check what's real
Every quote is built from stock we can genuinely supply, with a lead time we'd stand behind — four weeks stated as four weeks, not glossed over.
A quote with nothing hidden
Monthly cost, initial rental, mileage allowance, the excess-mileage rate, and delivery charge, all written down before you decide anything.
Apply and get approved
A short application form. Straightforward profiles often clear the same day; anything specialist takes a little longer to place properly.
It arrives
Dispatched from our Derby, York or Leeds sites. In-stock vehicles land in as little as 3–5 working days, then we collect again once the agreement's done.
The small print, upfront
Exactly what's bundled into the price
A subscription or flexible lease folds servicing and maintenance into the monthly figure alongside everything else — you're left to sort insurance and fuel. A fixed short-term lease treats maintenance as an optional extra rather than a given; your quotation spells out which applies to you.
Subscription or flexible lease includes
- Use of the vehicle for the full length of the agreement
- All servicing and scheduled maintenance
- Road tax, paid for the whole term
- The manufacturer's warranty
- 24-hour breakdown cover
- Delivery to you, and collection when you're done
You arrange separately
- A fully comprehensive insurance policy, taken out in your name
- Fuel or charging costs
- Congestion charge, ULEZ and any other clean air zone fees
- Any parking or speeding fines you pick up
- Damage that falls outside our return standards
- Miles driven beyond your agreed allowance
Fixed short-term lease includes
- Use of the vehicle for the full length of the agreement
- Road tax, paid for the whole term
- The manufacturer's warranty
- 24-hour breakdown cover
- Delivery to you, and collection when you're done
Not included as standard
- Servicing and maintenance — not automatic here, but most agreements let you add it
- A fully comprehensive insurance policy, taken out in your name
- Fuel or charging costs
- Congestion charge, ULEZ and any other clean air zone fees
- Damage that falls outside our return standards
- Miles driven beyond your agreed allowance
Undecided?
Six questions, one straight answer
The Vehicle Finder weighs up your situation, tells you whether a subscription or a fixed lease fits better, then shows real vehicles that match. Takes under a minute to run through.
Harder cases welcome
Applications a lot of brokers won't touch
A five-year-old company with immaculate credit is easy for almost anyone to place. Our actual day-to-day work is everything that isn't that — and we've built the underwriting relationships to prove it.
New start-up businesses
Under two years old with no accounts filed yet? That's an automatic no at most mainstream funders. We place this profile constantly, usually against a bigger initial rental or a director's guarantee.
New business leasing
New start-up businessesExpats & overseas customers
Arriving or returning to the UK without a recent local credit trail shouldn't be a dead end. We use funders who assess the person in front of them, not just a credit file.
Expat car leasing
Expats & overseas customersOverseas directors & parent companies
UK company, directors or ownership sat overseas. It's a solvable structure, but only with a funder who's actually seen it before.
Overseas director leasing
Overseas directors & parent companiesNon-status leasing
Sits outside standard credit criteria for any reason — new company, foreign parent, thin UK history. A specialist underwriter looks at each case individually rather than a system auto-declining it.
Non-status leasing
Non-status leasingBusiness & fleet
Whether it's one car or fifty, you get one invoice, deliveries staged to suit you, and a single person to call rather than a rotating helpdesk.
Business leasing
Business & fleetSalary sacrifice
An electric car funded from gross salary. Staff keep more of their pay through lower income tax and NI; you save on employer NI, with nothing spent upfront.
Salary sacrifice
Salary sacrificeSince 2007
What that track record looks like in numbers
0The year we started supplying short-term vehicles
0Shortest agreement available, in months
0Longest agreement available, in months
0London airports within our delivery reach
Worth reading first
We're not going to pretend we're always the cheapest
Short-term leasing has plenty of providers, and price isn't the only thing worth comparing. A few independent write-ups worth ten minutes of your time before you commit to anyone, us included:
- Compare Car Subscriptions — lays UK subscription providers side by side against what's actually included.
- The Car Expert: best car subscription providers — an outside view of who the major players are.
- The Car Expert: best websites for short-term car leasing — useful for judging who genuinely specialises in short-term.
We trade under Cocoon Vehicles Ltd, FCA-regulated and supplying vehicles since 2007. If one of these fits you better, go with them — a contract that doesn't suit you helps neither of us.
Answers
Frequently asked questions
A shorter list than the full FAQ — see every question we get asked.
Depends on the vehicle. Anything tagged with a GL or GPC supplier code in our system is physically sat on our fleet already, so once your order's signed and paid, 3 to 5 working days is typical — quicker again if you've already been credit-approved. Anything else is a pre-order, and the timing is whatever the supplying fleet tells us. We pass that figure straight to you rather than rounding it down to sound better.
There's always an initial rental — one to three months' worth, paid at the start, which is different from a deposit even though it feels similar. Whether a genuinely refundable deposit sits on top of that comes down to your status and is decided by the underwriters, not by us. You'll see both numbers, clearly separated, on your quotation before you sign anything.
No — that one's on you, deliberately. Keeping the policy in your own name means your no-claims history stays yours and you pick your own excess. Occasionally an insurer balks at a leased or subscription vehicle; if that happens to you, ask us and we'll point you towards a broker who deals with exactly this every week.
We come and collect it. That's it — nothing to sell privately, nothing to trade in, none of the residual value gamble that comes with owning outright. Wear gets checked against our own return standards rather than the industry-standard BVRLA fair wear and tear guide, unless you've held the vehicle past 18 months, at which point BVRLA's standard takes over. The BVRLA code of conduct applies to us throughout, regardless.
Often, yes. A subscription or flexible lease just keeps rolling once the minimum term's up, right through until the car turns three years old, with no swap forced on you partway. A fixed-term lease is less automatic, but extension or re-contracting is frequently possible if there's availability — the trick is asking before the return date arrives, not after.
Every borough, yes. Stock is prepared and sent out from our Derby, York and Leeds sites, and we quote a delivery charge specific to your postcode before you commit to anything. Congestion charge, ULEZ, and any clean air zone costs are yours to cover as the person driving it day to day — that's standard across every agreement we write.
Next step
Tell us the brief, and roughly when
Vehicle type, rough term, your London postcode. We'll come back with genuine availability and a written quote, usually within the same working day.