You can leave
Give notice, hand the car back, stop paying. No settlement figure, no early termination charge, no negotiation. That's the whole product.
Car subscriptions
One monthly payment, almost everything sorted
The least you can commit to and still have a proper car. Short minimum term, then it rolls month to month for exactly as long as you need — servicing, tax, warranty and breakdown already folded into the price.
In short
A car subscription bundles the vehicle, its servicing and maintenance, road tax, manufacturer warranty and breakdown cover into a single monthly payment. Insurance and fuel or electricity stay on you. It opens with a minimum term of around one to three months, after which it simply rolls on a notice basis, so returning the car is a matter of telling us, not negotiating an exit.
The case for
Why people choose a subscription over a lease
It comes down to one thing: whether you can honestly predict the next three years.
One predictable bill
Servicing, tyres on most agreements, road tax, warranty and breakdown all sit inside the monthly figure. No unexpected garage invoice halfway through.
Try before you commit
Especially useful for electric cars. Six months tells you far more about whether an EV suits city driving than any amount of reading does.
Fast to arrange
In-stock vehicles can arrive in as little as 3–5 working days from a signed order and payment, against months for a factory-ordered lease car.
No residual value risk
You never own the car, so you never carry the risk of what it's worth in three years. That risk sits with us.
Works for business
Ideal for interim staff, fixed-length projects and directors who don't want a three-year commitment sitting on the balance sheet.
No surprises
Exactly what's in, and what's not
Subscriptions usually cover everything essential: rental, maintenance and servicing, road fund licence, manufacturer warranty and breakdown assistance. All you provide is fully comprehensive insurance and fuel or electricity.
Included in your monthly payment
- Use of the vehicle for the full length of the agreement
- All servicing and scheduled maintenance
- Road tax, paid for the whole term
- The manufacturer's warranty
- 24-hour breakdown cover
- Delivery to you, and collection when you're done
You arrange separately
- A fully comprehensive insurance policy, taken out in your name
- Fuel or charging costs
- Congestion charge, ULEZ and any other clean air zone fees
- Any parking or speeding fines you pick up
- Damage that falls outside our return standards
- Miles driven beyond your agreed allowance
Summary
Key facts at a glance
- Minimum term
- From 1 month. Best pricing from 90 days and over.
- How long can I keep it?
- Until the vehicle turns three years old — no forced swaps
- Notice to return
- Just 5 working days, subject to availability and blackout periods
- Initial payment
- Usually one monthly rental — rental paid up front, not a deposit
- Refundable deposit
- May be required. Subject to status; the amount is set by the underwriters.
- Mileage
- Quoted per month — commonly 833 to 2,000 miles. Higher available.
- Excess mileage
- Charged at a pence-per-mile rate quoted before you commit
- Insurance
- You arrange fully comprehensive cover in your own name
- Delivery
- Dispatched from Derby, York or Leeds into London and the boroughs; collection arranged at the end
- Who can apply
- Individuals and businesses, including new companies and expats
- Credit check
- Yes — all agreements are subject to status
Straight talk
When a subscription is the wrong answer
We'd rather tell you this now than after you've signed.
- You know you need the car for two years. A fixed 24 month lease will cost meaningfully less per month. Take the lease.
- You cover very high mileage. Subscriptions price mileage tightly. Above roughly 2,000 miles a month, a lease with a bigger allowance is usually better value.
- You want to own the car at the end. A subscription never ends in ownership. You want PCP or hire purchase, not us.
- You need it for more than three years. You can keep a subscription car until it turns three, but not beyond — after that you need a conventional lease.
- You need it for under three weeks. Daily rental will be cheaper, and we'll tell you that if you call.
Live fleet
Available now on subscription
A selection of what we can supply. Use the showroom for the full, live list and to filter by agreement type.
Cars available on subscription now
Practical
Insurance for a subscription car
You insure the car yourself, in your own name, on a fully comprehensive policy. Most mainstream insurers handle this without any fuss — you're the registered keeper's authorised driver and the vehicle is on a hire agreement, which is a routine scenario for them.
Occasionally an insurer is awkward about non-owned vehicles or short agreements. If that happens, our insurance partner eInsure writes cover specifically for leased and subscription vehicles. You can also get a quick quote using our insurance quote tool.
Answers
Frequently asked questions
One monthly figure that folds in the car itself, servicing, road tax, the manufacturer's warranty and breakdown cover. You still handle insurance and whatever fuel or charging costs. It runs a short minimum period, then simply continues until you give notice — no multi-year contract lurking underneath it.
One month at the shortest, though the pricing sweet spot kicks in from around 90 days onward. Once you're past the minimum, notice is just 5 working days, subject to availability and blackout periods — and the same car is yours to keep right up until it turns three years old, with nothing forced on you before then.
Monthly, no — a fixed lease undercuts it, because you're paying extra here for the exit option. Where a subscription wins is against short-term rental: past roughly three weeks it's usually the better deal, and it's dramatically cheaper than breaking a three-year lease early.
Not unless you ask to be. The same vehicle is yours until it hits three years old — no surprise swap, which some subscription providers do without much warning. Want a different car? That's fine too, subject to what's available, but it's entirely your call.
Yours to arrange, in your own name. That keeps the policy, the excess and your no-claims record firmly under your control. We could bundle it, but chose not to — bundled cover on these agreements is typically pricier and leaves you with nothing to show for it afterwards.
Regularly, yes — it's one of the more common uses. Think interim staff, project-length placements, directors who don't want a three-year asset sitting on the books. Business quotes exclude VAT.
Next step
Start a car subscription
Tell us the vehicle type, rough term and your London postcode. We'll confirm availability and send a written quote.