London’s short-term vehicle specialists · FCA registered · est. 2007

12 month contracts

12 month car lease

The sharpest rate in short-term leasing. Double the payments of a six-month deal pulls the monthly figure down noticeably, for exactly the same car and cover.

In short

A 12 month car lease fixes contract hire at a full year. Spreading the same vehicle depreciation across twelve payments rather than six pulls the monthly figure down meaningfully compared with a 6 month agreement on an identical car. Servicing, maintenance, road tax, warranty and breakdown cover are all standard; insurance and fuel stay with you. If you're confident about the full-year commitment, it's the cheapest per-month entry point into short-term leasing we offer.

Where it sits

Twelve months versus the alternatives

Structural comparison across terms. Get a written quote for any two and compare directly.
6 month lease12 month lease24 month leaseSubscription
Monthly costHigherLowerLowestHighest
Total commitmentLowestMiddleHighestRolling
Early exitSettlementSettlementSettlementNotice only
Maintenance & taxIncludedIncludedIncludedIncluded
Best whenDates are tightYou need a full yearApproaching a normal leasePlans may change

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12 month leases available now

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12 month car leases available now

The monthly price

What's included

Maintenance is optional rather than standard on a fixed short-term lease — your quotation states which.

Included in your monthly payment

  • Use of the vehicle for the full length of the agreement
  • Road tax, paid for the whole term
  • The manufacturer's warranty
  • 24-hour breakdown cover
  • Delivery to you, and collection when you're done

Not included as standard

  • Servicing and maintenance — not automatic here, but most agreements let you add it
  • A fully comprehensive insurance policy, taken out in your name
  • Fuel or charging costs
  • Congestion charge, ULEZ and any other clean air zone fees
  • Damage that falls outside our return standards
  • Miles driven beyond your agreed allowance

Answers

Frequently asked questions

Yes, and of all our short-term terms it delivers the sharpest monthly rate. Spreading depreciation across twelve payments rather than six drops the per-month figure noticeably for an otherwise identical car.

Varies by vehicle, but a noticeable drop is the norm rather than the exception. In exchange you're locked in for the full year, with a settlement figure due if you need out early.

If you're genuinely confident about needing the car for a year, the lease costs less every single month. If there's a real chance you'd bail around month five, that subscription flexibility is worth paying the premium for.

We come and take the car back. Condition gets checked against our own return standards, not the BVRLA fair wear and tear benchmark — that only kicks in once a vehicle's been held past 18 months. No sale, no negotiation, no residual value risk on your side.

Often, yes. Most mainstream funders reflexively decline companies with no accounts on file, but we place this exact profile regularly, typically against a larger initial payment or a director's guarantee. Full detail on the new business leasing page.

Next step

Get a 12 month lease quote

Tell us what you need and when you need it. We will come back with real availability and a written quote — usually the same working day.